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Motorbiking in Vietnam is such a great way to travel around since it is fun and affordable while giving travelers a good sense of flexibility. However, motorbikes are not the safest way of transportation due to the high risks that you may take on the way.
If you are going to travel on a motorcycle in Vietnam, it is vital to have motorcycle travel insurance. Make sure that you are properly licensed and get all the required safety equipment. Then you are all covered. Most travel companies in Vietnam will not provide this type of insurance, so you need to buy it yourself if you intend to travel motorcycles in Vietnam. Consider the insurance that suits your budget and needs after reading our instructions below.
Motorcycle travel insurance is used when you rent or travel abroad on your motorcycle. Each motorcycle travel insurance comes with specific riding coverage depending on different factors (the departure location and destination included).
It is vital to read the relevant policy to know the exact details before the trip starts. However, in general, travel insurers often insist you on at least one or a combination of the following factors:
1) You must have a riding license that is recognized as valid in Vietnam or any other country you’re riding in
2) You must also have a license (to ride) that is still valid in your own country;
3) The license you have must be valid for the type of bikes that you are riding.
Do you need insurance for motorcycles in Vietnam? The answer is Yes, yes,... and yes. You do need travel insurance covering motorcycles for Vietnam. Vietnam is a safe country for traveling, but you must always be prepared for the unexpected, thanks to motorcycle travel insurance. It is very necessary because a motorbike Vietnam no experience tour is riskier than other forms of tourism, so buying motorbike travel insurance will help a lot.
If you find yourself missing a flight, needing medical care, or having lost something during the trip, don’t worry because your travel insurance for motorcycle tours will take responsibility for that. Travel insurance for Vietnam can help you when you are unfortunate to face unnecessary risks in a "foreign land" to minimize the unexpected damage you have suffered.
Ride at your own risk. Without motorcycle insurance in Vietnam, you could be riding on the roads unprotected. Well. That’s actually not a scenario that you want to be in! Make sure you read the selected insurer's Product Disclosure Statement to understand its coverage.
The motorcycle travel insurance should offer comprehensive motorcycle coverage for your own vehicle when traveling abroad, regardless of the engine size.
A perfect motorbike travel insurance should cover:
If money doesn’t matter, you might be able to pay an extra fee for the following options:
Remember to make sure all the planned activities of your holiday are already covered whether you’re intending to jump on your motorbike for off-roading, on guided tours, for track days, or racing. Also, check if your motorbike insurance Vietnam policy covers theft abroad.
Depending on different policies of motorcycle travel insurance, there are exclusion clauses that you might be subject to, including the following:
Travel insurance won’t break your bank, but it will vary depending on multiple factors. The total motorcycle travel insurance cost is based on the type of cover chosen and the time that policy covers.
A great motorcycle travel insurance policy with comprehensive cover should offer you the following levels of protection:
Typically, travel insurance for motorcycle trips costs 5% to 10% of the total trip cost, while the amount may be influenced by different factors, including:
The element of ‘risk’: Unexpected risks can occur during the trip, which will level up your trip costs. That means your motorcycle travel insurance will be higher.
Now, you have the answer to the question: “Do you need motorcycle insurance in Vietnam?”. Then, we have to come to the decision on the right travel insurance. Each individual has their own criteria for the best travel insurance in Vietnam based on their needs and requirements. Honestly speaking, the more comprehensive ones provide travelers with better covers.
Here are the top 3 best comprehensive options for a 3-week trip to Vietnam that may help you define your choice of travel insurance for your upcoming Vietnam trip.
Emergency medical cover
Nevertheless, don’t forget to consider the following features when looking for the best travel insurance for your Vietnam trip.
Motorcycling in Vietnam can lead to endless unintended injuries, especially in mountainous areas. In case an unexpected accident occurs, you need to contact the Embassy first. Then the insurer will resolve your problem more quickly.
It is important to know some names of the most prestigious hospitals in Vietnam, including Hanoi French Hospital, and Vinmec to get the best services during the trip. Hospitals in Vietnam are divided into two main types public and private hospitals.
Though the prices for health consultations and treatments in public hospitals are quite reasonable, some of them don't really meet the international medical standards with overcrowded offices, cumbersome procedures, and little priority for ex-pats. Vietnam has a large number of good-quality local hospitals like the Hanoi Medical University Hospital, but it is not affiliated with a travel insurer.
Meanwhile, private hospitals in Vietnam are built with basic standards, modern facilities, and equipment. Indeed, if you are unlucky to have an accident during the trip, choosing one out of private or international hospitals in Vietnam will be the best with faster service.
Traveling with insurance will cover you the best, so make sure to check the hospital with insurance before the trip starts. Below is the top list of the best hospitals and medical centers in famous tourist spots in Vietnam.
Exploring breathtaking scenery in Vietnam by motorcycles is such an amazing experience. Whether you will ride on the magnificent passes or along the outstanding coastline, it is undeniable that the trip will be full of fun, surprises, unforgettable experiences, fantastic adventures, and more.
However, you should note that riding in Vietnam certainly comes with unexpected thrills. Therefore, going to Vietnam with a single motorcycle travel insurance will cover you with the necessary features to keep your experiences in this stunning country memorable. Remember to take the best and most suitable one that suits your needs.
It’s time to travel the world with full protection, guys! Full of fun and adventures await! vietnam motorbike tours
Check More Vietnam Motorbike:
What are the best motorcycle brands?
Do you need motorcycle travel insurance for Vietnam?
Motorcycles in Vietnam: Everything You Need To Know
10 Best Lightweight Adventure Motorcycles for Beginners - 2020 Review
10 Best Touring Motorcycles for Beginners - Under 500cc
Buying or renting Motorcycle in Vietnam, Which one is better?
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Binh Phi is the proud owner and founder of the Vietnam Motorbike Tours. With a great passion for travel, Binh soon set the goal to become a tour guide so that he had the chance to travel all over Vietnam for free and introduce his beautiful country to international friends. He then realized that though Vietnam had so many things to offer to tourists - from gorgeous landscapes, excellent cuisine to unique cultures and hospitable people, most travel agencies hadn’t yet tapped the full potentials of Vietnam’s tourism and been able to offer a truly authentic and diverse travel experience to international tourists...
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We are enthusiastic, multilingual, and well-experienced Vietnamese people having an endless passion for motorbikes and taking adventures. We have been organizing off-road and cross-border Vietnam motorbike tours for 10 years now and we know how to bring the most stunning experiences for each customer. Our goal has always been the same: to give our customers the chance to experience Vietnam in a special and unusual way. Therefore, all of our motorbike tours are designed to stay away from mass tourism, help you understand deeply the cultures, be closer to local people, and on top of that, gain the best Vietnam motorcycle touring experiences that you will never forget!
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